Moneymanagement（管理）skillisveryimportantforus，butmanyparentsdon'ttaketimetoteachtheirchildrenaboutthevalueofmoney，andunfortunately，manyofthosechildrengrowuptobeadultswhostruggleswithmoneymanagementskill．
Whatageshouldparentsbegineducatingtheirchildrenaboutmoney？Financial（金融）expertsagreethatit'snevertooearly．Themorechildrenlearnaboutmoney，themoretheywillbeabletomakewisefinancialdecisionsastheygrowolder．First，parentscanbeginteachingyoungchildrenhowtocountmoney．Itisveryimportantforyoungchild．
Next，youcanteachthevalueofsaving．Oncetheylearnthatsavingisagoodideaandthatitissomethingtheyshouldalwaysdo，theirfinancialfuturewillbebrighter．Forexample，yourchildwantsanewbicycle．Youcanteachthemtosavepartoftheirallowance（零用钱）forthatbike，whilestillkeepingmoneyforicecream，orforgoingtothemovieswiththeirfriends．Inthiswaytheywillbegintounderstandthevalueofbothshort-termsavingandlong-termsaving．
It'snevertooearly，also，toteachyourchilddifferentwaystomakemoney．Forexample，theycansweepthefloor，washdishesandsoon．Sitdownwithyourchildrenandtalkwiththeminsomewaystheywouldliketoearnmoney．You'llbesurprisedandgladattheefforttheywillbeginmaking．
Helpyourchildrencharttheirfinancialcourseinlife，teachthembasicmoneymanagementskills，andtheirfuturewillbebrighter．
41．Whenshouldparentsteachtheirchildrenhowtomaster（掌握）somemoneymanagementskills？___
A．Aschildrengrowup．
B．Aschildrenareteenagers．
C．Asearlyaspossible．
D．Whentheygotoschool．
42．Whenchildrenareveryyoung，inordertoeducatethemaboutmoney，first，parents
maystartwith___．
A．teachingthemtocountmoney
B．teachingthemtomakemoney
C．teachingthemtosavemoney
D．teachingthemtogoshoppingwithmoney
43．WhichofthefollowingisNOTtrueaccordingtotheunderlinedsentences？___
A．Buyinganewbikeneedsalong-termsaving．
B．Keepingsomemoneyforicecreamshowsthevalueofashort-termsaving．
C．Keepingsomemoneyforgoingtothemo