问题标题：
Supposeyouarecurrently30yearsold,expecttoretirein35yearsatage65,andthentolivefor20moreyearsuntilage85.Yourcurrentpre-taxincomeis100,000andisexpectedtogrowat2%peryear.Thepre-taxinterestrateis5%andyourtaxra
问题描述：
Supposeyouarecurrently30yearsold,expecttoretirein35yearsatage65,andthentolivefor20moreyearsuntilage85.Yourcurrentpre-taxincomeis100,000andisexpectedtogrowat2%peryear.Thepre-taxinterestrateis5%andyourtaxrateis35%.Forsimplicity,assumethatallcashflowsoccurattheendoftheyear.Q:Youdecidethatyouwanttospendaconstantamountperyearfotherestofyourlife,i.e.,fromage30toage85.Howmuchcanyouspendperyear?Areyousavingforretirementatage30?
李文荣回答：
翻译：假设你现在30岁,预计在35年后退休年龄是65岁,再多活20年,直到85岁.你目前的税前收入为100000,预计将以每年2%的速度增长.税前利率是5%,你的税率是35%.为简单起见,假设所有的现金流量发生在年底.问：你认为你想...
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